Food, wine and service in first class were sumptuous, on a par with the greatest restaurants in the world. He had paid pounds 3,723.60 in premiums during the life of the policy, which had earned attaching bonuses of pounds 3,266.38, and expected to get at least the sum of these two amounts - almost pounds 7,000.In response to his complaint, Equitable Life said it was unable to provide a breakdown of the surrender value but confirmed that it had been calculated correctly.It explained that the value of the maturing policy (with which Mr Bridgman was happy) had been arrived at by taking the sum assured plus the declared bonus and multiplying by the final bonus rate.Chris Matthews, senior assistant actuary at Equitable Life, did his best to explain in layman's terms how a surrender value calculation works, though he admitted that there were 'only a few people within the organisation who understand it fully'.The surrender value is arrived at in a way that reflects the full maturity value calculation, but with reductions to allow for the fact that the policy is being cut off in mid-term.The calculation starts by taking the sum assured plus the bonuses already declared. AS IF banks did not have enough on their plates dealing with the complaints of small businesses, they have been alerted by another group hard-hit by the recession - builders, writes Roger Trapp. She regularly won the New Zealand Sports Person and Sports Woman of the Year awards.In 1991, Devoy was defeated in the quarter-finals of the British Open by England's Sue Wright and then spent four months out of the game after suffering a miscarriage 'I really thought about retiring then I learnt that there was more in the world than squash.
4 x 200 metres freestyle: Howe, Palmer, Akers, S Mellor (Satellite). As long as Norman Lamont just sits tight and waits for consumers to rescue his strategy, I fear that the economy will stay gridlocked in recession.. Mr Major's remarks about the future of the pound were neither a promise nor a threat, but they were performatives in a sense that Austin would have understood. Still concerned that the virus could strike back, he regularly sends saliva samples to be tested, so far without any sign of anything to worry about. After short stays at Birmingham and Manchester, he moved to what is now Strathclyde University and became a Reader in gas dynamics.
Cook, playing directly in front of Faldo, birdied the 12th, the 15th and the 16th to move to 12 under par for the championship.Simultaneously, Faldo was running into a brick wall. The literary- minded may choose the popular combination for two brothers, War and Peace. Since their first co-venture in 1938, the key to the creative genius of William Hanna and Joseph Barbera has been ingenuity. It's about time someone took our place,' said Nash, whose daughter, Annabel, a former luge competitor, will be helping the BBC commentary team at Lillehammer. Nash, 57, now combines farming with running a timber mill in Devon He is also master of Tiverton Foxhounds. The secret of success is being, and buying, in the right place at the right time.Last December, one Ciaran 'Flash' Conroy, of the little Glenvale Stud in Tipperary, picked up a filly foal for just IR1,900gns. In a confidential 'memorandum for a strategic partnership', now with the European Commission, they emphasised the necessity of joining forces to guard against being squeezed on their domestic territory.According to this document, they aim to expand their now limited co-operation into a 'global strategic partnership (to meet the needs) of European customers and improve their competitiveness in a market that is being increasingly liberalised and globalised'.Short-term, they plan to offer a 'pan-European communications network for big business clients, and attractive rates and card services for smaller firms'.